Welcome to ENVOIER FINANCIAL

In Pursuit of Better Life Insurance & Investment Solution.

Seize the moments that make life worth it. Insurance protection can help give you the confidence to embrace every opportunity to live each day to the fullest.

Do I need life insurance? Questions to ask yourself and your family

  • You would certainly give your life for your family, so why not insure it for their Benefit?
  • Does your mortgage insurance protect your family or only your bank?
  • What kind of lifestyle would you like to have when you retire?
  • Is it too early to think about your retirement?
  • Isn’t life better when you are financially prepared?

We are here to provide you with solutions.

Mohammad Reza Kardi

Founder, CEO of Envoier Financial Ltd

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Envoier Financial

Our commitment to better customer satisfaction

At Envoier we are committed to providing our clients with exceptional service. We take that to our heart to know of all the changes taking place with the legislations governing the financial institutions, improvements of existing products and be well versed with any new product introduced to the market by insurance and investment companies, so we can always offer the best possible service to our clients.

We also encourage our clients to give us feedback about how satisfied they are with the services they receive from us. It is this kind of information sharing that puts us among top service-oriented companies in Canada.

It is important for customer representatives of insurance companies to focus on customer experience and other aspects of the policy’s life-cycle. A comprehensive approach to improving the entire customer experience and having proper management of the process is the means to gaining satisfied customers and a competitive edge.

Mohammad Reza Kardi

Founder, CEO of Envoier Financial Ltd

Our Values

Our Values are the guideline that will help us achieve our bold mission. They define who we are.

01
Think big

Anything is possible. We can always find a better way.

02.
Get it done together

We’re surrounded by an amazing team. Do it better by working together.

03.
Sustainable

a strategic approach where all activities, including interactions with client, are done in a responsible and forward-looking way

04
Integrity

We act with integrity and do what we say.

05.
Excellence

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06.
Commitment

We predict their needs and do everything in our power to satisfy them.

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Our products

Help protect what matters most

We help people protect what is important to them. Whether looking to secure your family’s financial future, get coverage for health expenses or for a dream vacation, there is an insurance policy that’s right for you. Catch a glimpse of the full breath of our product offering and see what it can do for you.

Life insurance

Whether you want help covering final expenses or building a legacy, term or permanent insurance from Manulife can protect your family or business.

Disability insurance

Your most valuable asset isn't your home or your car. It is your ability to earn an income. And disability insurance helps protect just that if an illness or injury prevents you from working.

Critical illness insurance

If you’re diagnosed with a critical illness, focus on recovery with support from Manulife’s critical illness insurance solutions.

Travel insurance

Help protect your trip with protection against emergency medical costs, trip cancellation/flight interruption and lost or delayed luggage.

Group Health and dental insurance

Help protect yourself and your family from regular health and dental costs.

Tax, retirement & estate planning

Navigating the complex world of taxation, retirement and estate planning to help deliver positive outcomes for investors

Our Purpose

Helps People Make Their Decisions Easier & Lives Better

We operate primarily as Envoier Financial Ltd in British Columbia. We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions.

Our mission is to serve the interests of our clients by offering high-quality products and services to help them plan and protect their financial security throughout their lives.